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| Long Term Care | Myths | FAQ'S |
Long term Care
What is
Long Term Care?
Long term care is something you may need if you can no longer perform
everyday tasks by yourself.
Coverage and Costs
Long Term Care plans:
You can receive this care in a variety of settings, including your home, an assisted living facility or a nursing home.
Long term care is not always
administered in a nursing home.
Fact: More than 80% of all people receiving long term care assistance
are not in nursing homes.
Why Would I Ever Need Long Term Care?
The need for long term care usually arises from age or chronic illness,
injury or disability.
Fact: approximately 60% of us who reach age 65 will need long term care at some time in our lives.1 But it's not just a retiree's issue.
It Can Happen at Any Age
Many people don't realize that the need for long term care can strike at any
time. Statistics show that 40% of people receiving long term care services
are working age adults, between the ages of 18 and 64.1 Would
you be prepared for long term care, if you suddenly required it?
What It Is
Long term care is the type of care that you may need if you can no
longer perform "activities
of daily living" by yourself,
Care can be received in a variety of settings, including your own home, assisted living facilities, adult day care centers or hospice facilities.
What It Isn't
Long term care isn't: